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Home|Swyft Forms|Swyft Forms Documents|Cohabitation Agreement

Cohabitation Agreement

The Cohabitation Agreement outlines the terms of property ownership and inheritance for an unmarried couple living together.

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The Cohabitation Agreement outlines the terms of property ownership and inheritance for an unmarried couple living together.

What Is a Cohabitation Agreement?

Moving in together with your partner can be both overwhelming and exciting. Cohabitation is sometimes on the road to marriage, but not exclusively.

If you and your partner are confident, you will not get married soon or ever; you might want to consider a Cohabitation Agreement. Even if you have lived together for a while, it is still highly recommended to enter such an agreement.

What Is a Cohabitation Agreement?

The purpose of the Cohabitation Agreement is to protect both partners from potential financial liabilities. If one partner accumulates financial liabilities or debts without regard, the agreement can force them to change the behavior.

The agreement requires full disclosure from both partners of their earnings and property ownership. Another purpose of the Cohabitation Agreement is to ensure that long-term partners are entitled to inheritance just like married couples are. This type of agreement can be an excellent foundation for a successful relationship.

Other Names for Cohabitation Agreement

Depending on your state, a Cohabitation Agreement may also be known as:

  • Living Tother Agreement
  • Cohabitation Contract Agreement
  • Cohabitation Agreement for Unmarried Partners
  • Non-Marital Agreement
  • Non-Nuptial Agreement
  • Common-Law Partner Agreement

Who Needs a Cohabitation Agreement?

Couples who intend to live together for a long time might benefit from entering into a Cohabitation Agreement. These couples usually do not have set plans for getting married and are satisfied with cohabitating.

Why Use Swyft Forms for Your Cohabitation Agreement?

Customized for you, by you

Create your own documents by answering our easy-to-understand questionnaires to get exactly what you need out of your Cohabitation Agreement.

Specific to Your Jurisdiction

Laws vary by location. Each document on Swyft Forms is customized for your state.

How to Create a Cohabitation Agreement with Swyft Forms

A Cohabitation Agreement is not an overly complicated document. It needs to contain several vital pieces of information. If you and your partner would not create this agreement on your own, you might find a template useful.

Let Swyft Forms help with our extensive library of attorney-vetted legal forms. The process is fast and easy. All you have to do is fill out our easy-to-understand questionnaire. Once complete, simply download your form as a PDF or Word document from your secure online account.

What Information Will I Need to Create My Cohabitation Agreement?

To create your document, please provide:

  • Partner A Details: Full legal name, address, and contact information.
  • Partner B Details: Full legal name, address, and contact information.
  • Disclosure: A statement attesting that all earnings and properties have been disclosed on the part of both partners.
  • The Effective Date: The exact date when the agreement goes into effect.
  • Expenses: A description regarding the distribution of shared living expenses such as rent.
  • Property: A list of separate and joint properties.
  • Children: Describe any children either partner may have from previous relationships.
  • Marriage Clause: Specify if the agreement is still valid if the couple decides to marry.
  • Death Clause: Specify if the partners have inheritance rights in the event of death.
  • Signatures: Both partners must sign the document in front of a notary public.

Cohabitation Agreement Terms

  • Cohabitation: A decision to live together as a couple without getting married.
  • Amendment: Any changes made to an existing agreement.
  • Prenuptial Agreement: An agreement a dating couple signs before getting married for asset protection purposes in the event of a divorce or death.
  • Postnuptial Agreement: Similar to the prenup described above except post-marriage.
  • Cohabitation Clause: A clause in divorce decree stating that spousal support will stop if a former spouse is to move in or cohabitate with another partner.
  • Common-Law: Also known as case laws, it refers to unwritten rules based on precedents as established by previous court decisions.
  • Power of Attorney: The assignment of another person to act on one's behalf (as an attorney-in-fact), most commonly of financial decisions, though there is a range of powers of attorney.

Cohabitation Agreement Signing Requirements

The Cohabitation Agreement must bear both partners' signatures and signed in front of a notary public to be considered enforceable.

What to Do with Your Cohabitation Agreement

Once the Cohabitation Agreement is signed and notarized, you do not have to file it with any authorities. Distribute a copy to each partner for safekeeping.

Other Names for Cohabitation Agreement

Depending on your state, a Cohabitation Agreement may also be known as:
  • Cohabitation Agreement Form
  • Cohabitation Agreement Document
  • Cohabitation Agreement Agreement
  • Cohabitation Agreement Contract
  • Cohabitation Agreement Template
  • Cohabitation Agreement Checklist

Who Needs a Cohabitation Agreement?

If you need to formalize agreements and ensure legal compliance, this document is an essential tool.

Why Use Swyft Forms for Your Cohabitation Agreement

Customized for you, by you

Create your own documents by answering our easy-to-understand questionnaires to get exactly what you need out of your Cohabitation Agreement.

Specific to Your Jurisdiction

Laws vary by location. Each document on Swyft Forms is customized for your state.

Why choose Swyft Forms?

Create professional documents for thousands of purposes.

Make unlimited documents and revisions.

Our documents are vetted by lawyers and are applicable to all 50 states.

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Frequently Asked Questions

To begin with, cohabitation requires fewer legal formalities than marriage, which may vary from state to state. In essence, the Cohabitation Agreement is much easier to end, unlike a marriage. Cohabitation allows two partners to divide and use their separate and joint properties as they desire, unlike married spouses who may be regulated by state law. Unless there is a properly executed Power of Attorney, cohabitation partners do not have the right to make decisions about the other in death or incapacitation.

Many unmarried couples choose to live without a Cohabitation Agreement, the absence of which may only become a problem in the event of a dispute. If one of the partners is to leave a lot of liabilities, they could become the partner's responsibility. This scenario could potentially be avoided with a good Cohabitation Agreement.

Yes, they are, which is exactly why many unmarried couples living together choose to create one. Some states even grant Cohabitation Agreements equal weight as prenuptial agreements. If you want to ensure that the Cohabitation Agreement is aboveboard, it is recommended to have an attorney review it before signing.

The answer is no. Couples do not have to live together at all before entertaining or entering into a Cohabitation Agreement. As you can imagine, it might even be preferable to create an agreement before living together.

There are two main reasons you might feel a Cohabitation Agreement is right for you and your partner. The first is that you both have no plan to marry. The other reason is to avoid standard common law marriage claims, which is recognized in some states, where a couple who lives together for a while – and meet certain requirements (having children together, owning joint accounts, taking the man’s name, known to others as husband and wife, etc.) – are considered practically married. If you and your partner would like to avoid any potential claims about this status, you can use a Cohabitation Agreement to specify otherwise, after which neither of you would be able to change your mind and make such a claim.

Related documents

Users that make a Cohabitation Agreement sometimes need additional documents.

Agreement AmendmentAffidavit of MarriageRent ReceiptPartnership AgreementRoommate Agreement

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