Contract for Deed
Those who don’t qualify for a mortgage can still purchase property using a Contract for Deed. With this contract, the seller extends seller financing to the buyer, bypassing the banks and the mortgage. Rather than making monthly mortgage payments, the buyer pays the seller in equal monthly installments, and the deed or title will be withheld until all payments have been made. In essence, the seller retains ownership of the property until it is paid for.
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