NSF Check Demand Letter

A Demand Letter is used to demand payment or settlement from another party at the threat of litigation.
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Frequently Asked Questions

In many cases, there is no need to hire legal services if the matter is relatively simple. However, in the event of a more complicated insurance claim, you might want to do just that, especially if the reward can be much larger than the cost.

If the recipient of the Demand Letter is reasonable, then you can expect a settlement. The person may take some time to respond with a counteroffer or retain an attorney. What can help in this regard is to add the settlement terms in your Demand Letter and ask the recipient to agree to it without a back and forth negotiation. Overall, the typical time frame leading to a settlement can be anywhere between two and six weeks.

A Demand Letter requires a specific tone both concise and non-threatening. The goal is to tell your side of the story supported by as much evidence as possible. If you are a landlord who is owed back rents, a lease agreement may be very helpful to include as a supporting document. Apart from being honest and truthful in your Demand Letter, it can also be helpful if your demands are reasonable and commensurate to the damages suffered.

The fact is that the recipient of your Demand Letter may choose to ignore it completely. If you do not get a response, you could press forward with litigation, which is implied in a Demand Letter as I demand this or else. You could send another Demand Letter but there is little reason to expect a better outcome the second time around.

When writing a Demand Letter, you want to avoid threatening the recipient, nor do you want to disparage or disrespect. Generally, a negative tone would likely prove counterproductive. A judge or his or her law clerk who reads your Demand Letter, if it comes to that, could form a negative opinion of you.